Expenditure
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Security Pricing Blog

Bank-grade · never sold or trained on · we never move your money

Expense data security built for finance teams

Expenditure reads your receipts, cards, vendors and subscriptions, so trust cannot be an afterthought. Your financial data is encrypted in transit and at rest, access is role-based and scoped, we never sell or train on it, and we never move or hold your money.

Your data, your money, your finance team in control

Bank-grade encryption Role-based access Never sold or trained on We never move your money

The line we never cross

We never move or hold your money

Expenditure is software, not a bank. We organize and explain your spend. We never touch the money itself, so you keep the cards and banks you already have.

  • Expenditure is software, not a bank or a money transmitter. We never move or hold your funds.
  • Any card or payment runs through a licensed banking partner, not through us.
  • You keep the cards and banks you already use. There is no card to switch and no balance to fund with us.
  • We connect to read and organize your spend. Your money stays exactly where it is today.
WHO TOUCHES THE MONEY Software, not a bank

Expenditure does

Reads receipts, categorizes spend, matches cards, checks policy, flags savings.

SW Insights only · read-only where possible

Your bank and card networks do

Hold and move the actual money, through Visa, Mastercard and a licensed banking partner.

Your money never sits with us

Software and insights, your bank moves the money

How your data is protected

Your financial data runs Expenditure for you, and nothing else

We never sell or train on your data

Your spend data is used for one purpose, to run Expenditure for your company. We never sell it, we never use it to train AI models, and it is never shared with other customers. Your data stays yours.

Bank-grade encryption and access control

Data is encrypted in transit and at rest. Connections to your cards, banks and accounting tools are scoped and read-only where possible. Access is role-based and limited to what each person needs.

Monitored and operated to high standards

Encryption, access controls and monitoring are built into how Expenditure works, not bolted on afterward. These are the commitments and standards we hold ourselves to as we operate the service.

Our commitments

What we hold ourselves to

These are the standards we build and operate Expenditure to. Finance, security and IT teams can review each one before they roll it out.

Your money is never ours to move

Expenditure is software, not a bank or money transmitter. We never move or hold your money. Any card or payment runs through a licensed banking partner.

Read-only where possible

Connections to your cards, banks and accounting tools are scoped and read-only wherever possible, so Expenditure reads to organize your spend rather than change it.

Insights, not advice

Expenditure gives you software and insights, not financial, tax or accounting advice. We surface the facts and savings. Your finance team makes every call.

Access scoped and minimized

Access is role-based and limited to what each person needs. We access only what is required to run the service, and we keep that access controlled.

Security questions

The questions finance teams ask first

No. Your financial data is used only to run Expenditure for your own company, to read receipts, categorize spend, match cards and surface savings. We never sell it, and we never use it to train AI models. Your data stays yours.
No. Expenditure is software, not a bank or a money transmitter. We never move or hold your money. Any card or payment runs through a licensed banking partner. Expenditure reads and organizes your spend so your finance team can act on it.
Data is encrypted in transit and at rest. Connections to your cards, banks and accounting tools are scoped and read-only wherever possible, so Expenditure reads to organize your spend and avoids writing back. Access to your environment is controlled and limited to what is needed to run the service.
No. Expenditure gives you software and insights, not financial, tax or accounting advice. We surface duplicate subscriptions, price creep, policy exceptions and savings so your finance team can decide. Your controller and accountants stay in control of every call.
Read the full FAQ Review our Terms

Bring your spend under control, safely.

Bank-grade encryption, role-based access, read-only connections where possible, and a clear promise. We never sell or train on your data, and we never move your money. Your finance team stays in control.

See pricing

Bank-grade encryption · role-based access · never sold or trained on · we never move your money