Expenditure
How it works
Spend management software Expense report software Expense tracking software Corporate expense management Business expense tracker Receipt scanner app OCR receipt scanning Subscription management SaaS spend management Expense approval workflow Expense policy software AI expense management Automated expense reports Up-to-date spend visibility Budget tracking software Vendor spend management Close the books faster Small business expenses Expenses for startups Duplicate subscription finder Travel and expense AP automation Expense reimbursement software QuickBooks expense management For accountants Expense management app Credit card reconciliation software IT spend management software Spend management companies Xero expense management Enterprise spend management NetSuite expense management invoice coding software Ramp vs Brex Ramp vs Expensify pricing Expensify vs Concur BILL.com pricing Ramp pricing Brex pricing Expensify pricing Concur pricing Rippling pricing AP automation solutions Invoice processing software Invoice OCR software Accounts payable software Accounting automation software Account reconciliation software Spend analysis software Tail spend management software Navan pricing Emburse pricing Ramp vs Divvy pricing Ramp vs Concur pricing Ramp vs Bill.com pricing Ramp vs QuickBooks Amex expense management AP automation cost Invoice approval software Receipt management software Ramp vs Amex Dext vs Expensify pricing Neat Receipts alternative NetSuite expense integrations Credit card expense management QuickBooks bill approval workflow Xero approval workflow Concur for small business Receipt reconciliation software See all →
Ramp alternative Brex alternative Expensify alternative Concur alternative Divvy alternative Navan alternative Zoho Expense alternative BILL.com alternative Rippling Spend alternative Sage Expense Management alternative Coupa alternative
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AI expense and spend management

Expense management software that reads receipts and finds your waste.

See pricing

Plans from $12 per seat a month billed yearly, 50% off monthly, from three seats.

Spend Desk
Read-only, we never move your money

No account needed. Your file is read once and not stored.

Or a sample

Works with:

Receipts in, categorized spend out

Expenditure reads the vendor, amount, date and tax, categorizes the expense, checks it against your policy, and rolls it into a up-to-date picture of every dollar, then flags the waste.

Choose a receipt above, then press Extract.

Reading your receipt

Working

+ just now

save /mo

Categorized and policy-checked in seconds

Upload your own receipt above, or pick another sample.

Every receipt your team sends is read and coded like this.

Receipt OCR
Vendor, amount, date, tax and line items from a photo, PDF or forwarded email.
GL coding and card match
Every expense categorized to the right account and matched to its card charge.
Policy checks
Out-of-policy spend is flagged for review when it lands, not at month-end.
Savings flags
Duplicate subscriptions, unused seats and price creep, with the monthly amount.

Why Expenditure

Stop coding expenses by hand

Expenses arrive as paper receipts, screenshots, forwarded emails and a dozen card statements. Expenditure reads it all, categorizes it, checks your policy and shows where every dollar goes, with the waste called out.

No manual data entry

Snap, forward or drop a receipt. The AI reads the vendor, amount, tax and line items, categorizes it to the right account and matches it to the card.

Catch waste before it costs you

The AI flags duplicate and overlapping subscriptions, unused tools, price creep and out-of-policy spend as expenses come in, with the potential saving, not three months later.

See every dollar, right now

An up-to-date spend and budget view across cards, vendors and subscriptions. No waiting for month-end, no stale spreadsheet.

Close the books faster

Categorized, policy-checked, audit-ready expenses that export to QuickBooks, Xero and NetSuite, on the cards you already have.

How it works

From a pile of receipts to one up-to-date picture

Import statements from the cards and accounts you already have, add receipts any way you like, and watch categorized, policy-checked spend roll up as it comes in. No new bank, no migration.

  1. 1

    Add receipts

    Snap a photo, forward an email, or drop a PDF. Or upload the CSV or OFX statement your card or bank already exports, and every charge lands as an expense. Nothing to switch.

  2. 2

    AI reads and checks each one

    Expenditure extracts the fields with OCR, categorizes the expense to the right GL account, matches it to the card, and checks it against your policy automatically.

  3. 3

    See spend and the savings

    Watch an up-to-date spend and budget view re-balance as expenses land, and let the AI surface the duplicate subscriptions and savings you are leaking.

In practice

Receipts coded, savings flagged

Every team runs the same loop: a receipt comes in, the AI reads and categorizes it, it lands in up-to-date spend, and a specific insight surfaces.

Founder Saving found

Receipt

Figma, $144.00 (Software, annual)

You are paying for Figma and Sketch this month. Teams on both usually consolidate. Save $108/mo

SaaS Figma, $144 / mo, 6 seats In policy
Dup Sketch, $108 / mo, 2 seats Overlap
Controller Flagged

Receipt

United, $612.30 (Travel, flight)

Booked in business class, above your economy travel policy. Flagged for review before it hit the books, not three weeks later.

Policy Economy only under 5 hours Over
GL 6210, Travel, Airfare Coded
Finance Coded

Receipt

Blue Bottle, $18.40 (coffee meeting)

Read, categorized to Meals & Entertainment and matched to its card automatically. No manual coding, no chasing the receipt.

Tax $1.62 extracted by OCR Auto
GL 6310, Meals & Entertainment In policy
Ops Saving found

Receipt

Staples, $230.00 (Office supplies)

Your Staples spend is up 38% over three months on the same items. Worth a check before it compounds. Save $64/mo

Trend Apr $166, May $198, Jun $230 +38%
GL 6510, Office Supplies Coded

Expenditure surfaces insights, not financial advice, and never moves or holds your money.

Security and trust

Built for real company money

Finance data is sensitive. Expenditure is bank-grade secure, never moves or holds your money, and surfaces insights, not advice. Your finance team stays in control of every decision.

Read our security approach →

Bank-grade security

Your financial data is encrypted in transit and at rest, with role-based access and no access to move money. We never ask for your bank login.

We never move your money

Expenditure tracks and analyzes spend. It does not move, hold or custody funds. It has no cards or payments of its own and does not log in to your bank.

We never train on your data

Your financial data is used to give you insights and is never sold or used to train any model.

Insights, not advice

Expenditure is software that surfaces spend insights. It is not financial, tax or accounting advice, and you stay in control.

What it reads

What you can send it, and what comes back

Expenditure accepts receipts the way your team already gets them, extracts the fields that matter, and returns a coded expense line.

What you send

A photo of a paper restaurant receipt

BLUE BOTTLE COFFEE

12 MAR 2026, 14:22

2x Latte10.40

1x Pastry6.38

Tax1.62

Total18.40

VISA ****4417

  • Photos and scans: JPG, PNG, HEIC
  • PDF receipts and invoices, multi-page
  • Receipts forwarded by email
  • Card and bank statements: CSV, OFX, QFX

What Expenditure returns

A coded, policy-checked expense line

Vendor
Blue Bottle Coffee
Date
2026-03-12
Subtotal
$16.78
Tax
$1.62
Total
$18.40
Category
Meals & Entertainment
GL account
6310
Card match
Visa ending 4417
Policy
In policy

Receipts and spend data are used for one thing: running Expenditure for your company. Encrypted, never sold, never used to train models, and you can export or delete them anytime.

Pricing

Simple per-user pricing

Prices are per seat per month billed yearly, 50% off monthly, in USD, and monthly billing is on the pricing page. From three seats. No free tier, just real expense and spend management on your existing cards.

Compare every plan →

Starter

$12per user / month

For small teams capturing receipts and categorizing spend.

  • Receipt capture and OCR
  • AI categorization
  • Basic up-to-date spend view

Growth

Most popular

$21per user / month

For growing companies that want policy, budgets and savings insights.

  • Policy enforcement and approvals
  • Real-time budgets and vendor tracking
  • AI savings and duplicate-subscription flags
  • QuickBooks, Xero, NetSuite

Scale

$33per user / month

For larger orgs that need advanced controls and a faster close.

  • Everything in Growth
  • Advanced policy and multi-entity
  • SSO, audit log, priority support

Enterprise

$49per user / month

For complex finance teams that need a security review and priority support, from 10 seats.

  • Everything in Scale
  • OpenID Connect SSO, custom security review
  • Priority support

Good questions

Questions finance teams ask before they switch

Read every expense management question
Snap a photo, forward the email, or drop a PDF. Expenditure's AI (OCR) reads the vendor, amount, date, tax and line items, categorizes the expense to the right account, and matches it to the card. No manual coding.
No. Expenditure is software that works with the cards and banks you already have. You do not have to move your banking or adopt a new card to get value, upload the CSV or OFX statement your card or bank already exports and it analyzes the spend you already have.
No. Expenditure tracks and analyzes spend. It does not move, hold or custody funds. It has no cards or payments of its own and does not connect to your bank or card accounts. The product is software, not a bank.
Yes. Bank-grade encryption in transit and at rest, role-based access, no bank or card logins, and we never sell or train on your financial data.
No. Expenditure is expense-management software and surfaces spend insights (categorization, policy checks, savings flags). It is not financial, tax or accounting advice, and your finance team stays in control of every decision.

Compare before you buy

Ramp, Brex, Expensify, Concur, BILL and Navan pricing, read at source

Every comparison cites the vendors' own published prices with the date they were read, says plainly where each one wins, and shows what the same team pays on Expenditure.

Ramp vs Brex Both want your card spend. Here is the honest comparison, and the third option. Ramp vs Expensify pricing and cost per user What Ramp and Expensify really cost per user once you count the card, the ERP tier and the overage rules. Expensify vs Concur Two different pricing units, not two feature lists. Concur bills per expense report, Expensify bills per member. BILL.com pricing Seats plus per transaction fees, read from BILL's own pricing page on August 10, 2026. Ramp pricing Plans, the Ramp Plus platform fee Ramp does not publish, and the Bill Pay fees charged per payment. Brex pricing Four tiers, not three, zero payment fees, a 3 percent FX markup, and a new owner. Expensify pricing Why the $9 everyone quotes is not list price, and why approvers are billable. Concur pricing Concur bills per expense report with unlimited users, so the per user ranges everyone quotes are the wrong unit. Rippling pricing Rippling's pricing page carries no price. Its own blog does, and the totals it prints add a flat monthly fee to a per employee rate. AP automation solutions Ten AP automation solutions, what each one actually publishes, and the payment fees that sit underneath the seat price. Navan pricing and cost per user What Navan actually costs once you count who Navan calls an active user. Emburse pricing and Certify pricing per user What Emburse Spend, Emburse Professional and Emburse Enterprise cost, and the 15-user minimum behind the $8. Ramp vs Divvy pricing and BILL Spend and Expense fees What Ramp and BILL Spend and Expense, formerly Divvy, really charge: plans, integrations, payment fees and 1099 filing. Ramp vs Concur pricing and cost per report Per-report pricing against per-user pricing: what SAP Concur and Ramp really cost once you count how often people file. Ramp vs Bill.com pricing and payment fees Per-user AP plans against a free bill pay tier: what BILL and Ramp really cost once you count users, payments and your accounting system. Ramp vs QuickBooks for expenses and pricing An accounting system against a card and spend platform: what each one does for expenses, what it costs, and when you need both. AP automation cost and pricing compared What accounts payable automation really costs a year, software and payment fees together, on the tools that publish a price. Ramp vs Amex and Brex vs Amex corporate card costs Two spend platforms that want your card program against the Amex cards you may already carry, priced for a ten-person team. Dext vs Expensify pricing for bookkeepers and small business One tool meters documents, the other bills every member. Priced side by side for a five and a ten person US team. Neat Receipts alternative and Neat scanner software replacement For teams that outgrew a shared Neat account and a desktop scanner, and need receipts coded, matched and approved. SAP Concur for small business pricing and cost What SAP Concur costs a 5, 10 or 25 person company per report, and what a small team gets without a sales call.

See where every dollar goes, and where you are wasting it.

Receipts read and categorized, policy enforced, up-to-date spend, and the duplicate subscriptions flagged. It works with the cards you already have and never moves your money.

See pricing