Expenditure
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By workflow · Credit card reconciliation software

Credit card reconciliation software that matches every charge to its receipt

Credit card reconciliation software matches every charge on your company credit card statement to a receipt and the right ledger entry, automatically, so the books agree with the bank without hours of manual cross-checking. Expenditure reads each receipt, pairs it with its card transaction, codes it to the correct GL account and flags anything missing or out of policy, then exports the clean result to QuickBooks, Xero or NetSuite.

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Receipts in · categorized spend out · waste flagged

Spend Desk
Read-only, we never move your money

No account needed. Your file is read once and not stored.

Or a sample

Works with:

Receipts in, categorized spend out

Expenditure reads the vendor, amount, date and tax, categorizes the expense, checks it against your policy, and rolls it into a up-to-date picture of every dollar, then flags the waste.

Choose a receipt above, then press Extract.

Reading your receipt

Working

+ just now

save /mo

Categorized and policy-checked in seconds

Upload your own receipt above, or pick another sample.

Every receipt your team sends is read and coded like this.

Visa Mastercard Your bank QuickBooks Xero NetSuite

Works with your existing cards

Bank-grade · we never move your money

Manual credit card reconciliation is the slow, error-prone part of every month-end close. Someone exports the statement, opens a spreadsheet, and tries to remember what a charge labeled 'SQ COFFEE' actually was, chasing employees for receipts that arrived late or never. Multiply that by every cardholder and the close drags for days. Software collapses it to a review of exceptions.

Expenditure reconciles the corporate and business credit cards you already carry, Visa and Mastercard, on the banks you already use. There is no card to switch and no money for us to move or hold. It matches charges to receipts as they happen, so by the time you close, most of the statement is already reconciled and only the exceptions need a human.

It is bank-grade secure, it never sells or trains on your financial data, and it is software and insight, not accounting advice. Your finance team reviews and approves before anything posts to the ledger.

Why it works

What your team gets with credit card reconciliation software

Automatic charge-to-receipt matching

Every card charge is paired with its receipt as it lands, so reconciliation is continuous instead of a month-end scramble.

Coded to the right account

Each matched charge is categorized to the correct GL account from the receipt itself, not a vague bank description.

Exceptions surfaced, not buried

Missing receipts, duplicate charges and out-of-policy spend are flagged clearly, so you review what is wrong instead of re-checking what is right.

What it handles

A receipt in, a categorized line out, the waste flagged

Expenditure reads each receipt, categorizes it, checks it against your policy and rolls it into up-to-date spend, then surfaces the duplicate subscriptions and savings you are leaking.

  • Matches every card charge to its receipt automatically
  • Codes each transaction to the right GL account
  • Flags missing receipts, duplicates and policy violations
  • Reconciles the corporate cards you already carry, no switch
  • Exports the reconciled result to QuickBooks, Xero and NetSuite
Extracted In policy

Categorized receipt

VendorFigma
Amount$144.00
CategorySoftware → SaaS
GL account6420 · Software

Savings insight

save $108/mo

You are paying for Figma and Sketch. Teams on both usually consolidate to one.

Visa · QuickBooks · Xero We never move your money

Why Expenditure

Receipts read, spend categorized, waste flagged

Not manual coding, not a stale spreadsheet. Expenditure reads each receipt, checks your policy, shows up-to-date spend, and flags the savings, all on the cards and banks you already have.

Read and categorized

Snap, forward or drop a receipt. The AI reads the vendor, amount, tax and line items, categorizes it and matches the card, in seconds.

Waste flagged

Duplicate and overlapping subscriptions, unused tools, price creep and out-of-policy spend, surfaced as expenses come in with the potential saving.

Secure and in your control

Bank-grade security, we never move or hold your money, and we never train on your data. Insights, not advice, your finance team decides.

Good questions

Questions about credit card reconciliation software

Credit card reconciliation software automatically matches the charges on a company credit card statement to their receipts and ledger entries, so your books agree with the bank. It reads each receipt, pairs it with the right transaction, codes it to the correct account and flags anything missing, replacing the manual spreadsheet cross-check.
You compare every charge on the card statement to a receipt and a ledger entry, confirm the amount and category, and investigate anything that does not match. Software does this continuously: it matches each imported charge to its receipt, codes it, and leaves you only the exceptions to review at close.
By hand, reconciling one card can take hours each month, and more as cardholders multiply. With software that matches charges to receipts as expenses come in, most of the statement is reconciled before the month ends, so the close becomes a short review of flagged exceptions rather than a full re-check.
Yes. Expenditure reconciles the Visa and Mastercard corporate and business cards you already have, on your existing banks. There is no card to switch and no money for us to move or hold, unlike card-issuer tools that require you to adopt their plastic first.
Yes. Once charges are matched, coded and approved, Expenditure exports the reconciled result to QuickBooks, Xero or NetSuite, so you do not rekey anything. It is software and insight, not accounting advice, and your team reviews before it posts.
Yes. You import the Amex statement as CSV, OFX or QFX, the same way as a Visa or Mastercard statement, and every charge is matched to its receipt, so an Amex corporate card reconciles the same way as any other. Expenditure does not connect to Amex or to any card account directly. There is no requirement to switch to a card we issue, because we do not issue one. You keep your existing cards and your existing rewards.

Explore more

More ways teams manage spend with Expenditure

Expense approval workflow

Approvals that route themselves and enforce policy.

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Expense policy software

Your spend policy, enforced automatically and as expenses come in.

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Automated expense reports

Reports that finish themselves, so finance reviews not types.

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Budget tracking software

Watch spend against budget as it happens.

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Close the books faster

Cut days off the month-end close.

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Travel and expense software

Trip receipts in, reconciled T&E out.

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Accounts payable automation

Every supplier invoice read, coded to the right account, policy checked and routed for approval, without anyone keying it in.

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Expense reimbursement software

Employee reimbursements and expense claims, read, checked and approved automatically.

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Invoice coding software

Every invoice and expense line coded to the right GL account, automatically.

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Invoice processing software

Automated invoice processing for the supplier bills arriving at you, with line-item extraction, GL coding, policy checks and approval routing. Not the invoices you send.

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Invoice OCR software

Invoice OCR that reads the line items, not just the header total, then codes the invoice and flags what it is unsure about instead of guessing.

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Accounts payable software

Accounts payable software that reads the invoice, codes it and gets it approved, then hands a clean bill to the accounting system you already pay for.

Learn more

Accounting automation software

Accounting automation software that reads every receipt and supplier invoice, codes each line to your chart of accounts and exports it as an import-ready file for your ledger, with the document kept in your workspace.

Learn more

Account reconciliation software

Account reconciliation software that matches receipts and invoices to the transactions they belong to, so the items your close actually stalls on are cleared before month end.

Learn more

Spend analysis software

The six questions finance teams actually run a spend analysis to answer, the data each one needs, and why the number on the dashboard is usually wrong before anybody has drawn a chart.

Learn more

Tail spend management software

The six populations that hide inside tail spend, how each one actually reaches your ledger, and the fix that works for that one instead of the fix vendors sell for all six.

Learn more

Invoice approval software and invoice approval workflow

Invoices coded and checked before they reach an approver, routed by amount, vendor or GL account, with every decision logged.

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Credit card expense management software for existing cards

Every business card you already carry, its charges matched to receipts, coded and approved, priced against the tools that want you on their card.

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Spend management software

One up-to-date picture of every dollar your company spends.

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Expense report software

Reports that build themselves from the receipt.

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Expense tracking software

Track every expense the moment it happens.

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Corporate expense management

Control company spend without switching cards.

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Business expense tracker

Every business expense, captured and categorized.

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Receipt scanner app

Snap a receipt, get a categorized, policy-checked expense.

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OCR receipt scanning

Accurate OCR that reads every line of the receipt.

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Subscription management software

See every subscription and stop paying for waste.

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See where every dollar goes, and where you are wasting it.

Receipts read and categorized, policy enforced, up-to-date spend, and the duplicate subscriptions and savings flagged. It works with the cards you already have and never moves your money.

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Receipts in, categorized spend out · real-time budgets · waste flagged · we never move your money