Expenditure
All articles Buyer's guide

Concur Pricing 2026: What SAP Concur Costs Per Report, Per User and Per Month

SAP Concur publishes Base at about $7 per expense report and Plus at about $11, both with unlimited users, not a per-user price. The full 2026 pricing, why the per-user figures everyone quotes describe enterprise contracts instead, what Concur still does not publish, and the crossover math against Expensify.

By the Expenditure team · 8 min read · Last updated August 2026

Spend Desk
We never move your money
Drop a receipt, snap a photo, or forward an email
Sample
Connected

Receipts in, categorized spend out

Expenditure reads the vendor, amount, date and tax, categorizes the expense, checks it against your policy, and rolls it into a real-time picture of every dollar, then flags the waste.

Receipt OCR Category GL Policy ✓ Spend
↓ pick a sample receipt and hit Extract

Reading your receipt

Working

Not financial advice · we never move your money

Extracted & categorized

Real-time spend

Month to date

+ just now

save /mo

Live, interactive · categorized in seconds

Categorized & policy-checked · works with your existing cards · we never move your money · insights, not financial advice

SAP Concur publishes three plans, and it prices them per expense report rather than per user. Base is approximately $7 per report and Plus is approximately $11 per report, both with unlimited users. Premium is custom pricing. Those figures were read from Concur's own pricing page at concur.com/about/pricing on August 5, 2026, and the tilde is Concur's, not ours. Implementation cost is not published at any tier.

That single fact, that the meter runs on reports and not on people, is the part almost every article about Concur pricing gets wrong. Search for what Concur costs and you will find per-user-per-month ranges quoted with confidence, usually somewhere between $9 and $24 per active user. Concur's own published plans do not work that way at all. If you budget Concur by multiplying headcount by a per-seat figure, you will get a number that has nothing to do with what the published plans would invoice you.

SAP Concur pricing plans in 2026

PlanPublished priceUsersWhat is included
BaseApproximately $7 per reportUnlimitedConcur Expense. For smaller businesses with basic expense reporting needs
PlusApproximately $11 per reportUnlimitedConcur Expense, ExpenseIt, User Support Desk, Reporting
PremiumCustom pricing, quote onlyUnlimitedEverything in Plus, plus Concur Travel and Intelligence

Concur attaches two qualifiers of its own to those numbers, and both matter. The first is that price can vary based on monthly commitment. The second is that the more you purchase with your contract, the less you pay per report. So the published rates are the starting point for a small buyer, and a company committing to serious volume should expect a lower per-report rate than $7. Base and Plus both carry a buy option, so they can be purchased without a sales cycle. Premium routes to a quote.

Does SAP Concur publish its pricing?

Yes, for Base and Plus, and this has changed. For years Concur published nothing and required a quote for everything, which is why so many comparison articles still state flatly that Concur has no public pricing. That claim is now out of date. What remains genuinely unpublished is Premium, which is quote only, and implementation cost, which Concur does not publish for any tier. If you read that Concur hides all its prices, check the date on what you are reading.

How much does Concur cost?

At published rates, a company filing 30 expense reports in a month pays roughly $210 on Base or roughly $330 on Plus. A company filing 100 reports pays roughly $700 or roughly $1,100. There is no per-seat component to add, because users are unlimited on both plans. Your bill is report volume multiplied by the per-report rate, which means it moves with how much your people actually expense, not with how many people you employ.

Here is that arithmetic across a few realistic filing patterns for a 30 person company. These are straight multiplications of Concur's published rates and they exclude implementation, which Concur does not publish.

How your team filesReports per monthBase at ~$7Plus at ~$11
10 of 30 people file once a month10~$70~$110
All 30 file once a month30~$210~$330
All 30 file twice a month60~$420~$660
All 30 file weekly120~$840~$1,320

Read down that table and the shape of the model is obvious. Concur is inexpensive for a company with many occasional submitters and expensive for a company where everyone files constantly. That is the opposite of how per-seat software behaves, and it is why the pricing unit deserves more attention than the headline rate.

How much does Concur charge per expense report?

Approximately $7 per report on Base and approximately $11 per report on Plus, per Concur's published pricing page. The difference between the two tiers is not report capacity, it is capability: Plus adds ExpenseIt receipt capture, the User Support Desk and reporting. So the choice between $7 and $11 is a choice about whether you want automated receipt scanning and vendor-run user support, not about volume.

What is Concur's price per user?

Concur does not publish one. Base and Plus are sold per expense report with unlimited users, so on the published plans headcount does not change your bill at all. This is the single most misreported fact about Concur pricing, and it is worth understanding where the per-user numbers come from before you use one.

Large Concur deployments are usually negotiated as enterprise agreements, and those contracts are frequently structured per active user rather than per report. Consultancies and software marketplaces that see those contracts then publish per-user ranges, commonly $9 to $24 per active user per month, sometimes with Concur Travel quoted separately on top. Those figures may well be a fair reflection of what large enterprises negotiate. They are not Concur's published pricing, and they are not what a small or mid-sized company buying Base or Plus off the pricing page would pay. Treat any per-user figure for Concur as a description of the enterprise negotiation, not a list price, and notice that nobody quoting one cites Concur as the source.

Concur pricing for small business

Concur positions Base explicitly at smaller businesses with basic expense reporting needs, and the per-report model genuinely suits some of them. If you have 40 employees but only six file expenses in a normal month, you pay for six reports and everybody else costs nothing. Compare that against per-seat expense tools where the bill tracks headcount, and Concur can come in cheaper than its enterprise reputation suggests.

The counterweight is effort. Concur is enterprise software, and buyers consistently report that configuration takes longer and the interface feels dated next to newer tools. For a 15 person company that wants expense reports working by Friday, that trade usually goes the other way. The per-report model is the reason to look at Concur as a small business, and setup effort is the reason many small businesses still do not buy it.

What Concur does not publish

Implementation. Concur does not put an implementation or setup figure on its pricing page for any tier, and there are third-party numbers circulating that are not sourced from Concur, so we are not going to repeat one here. If you are evaluating Concur seriously, get implementation quoted in writing alongside the per-report rate, because for a mid-sized deployment it is a real line item and it is not visible anywhere on the public pricing page.

Premium pricing is the other gap. Premium is where Concur Travel lives, so any company that wants the online booking tool with negotiated airline and hotel content is in a quote conversation by definition. If travel booking is the reason you are looking at Concur, budget for a sales cycle. It is also worth knowing that once business travel runs through a booking tool, the trip data it captures is the same data a finance team needs when it starts reporting on the emissions attached to that travel, which is increasingly a reporting requirement rather than a nice to have for companies of that size.

Concur pricing vs Expensify pricing

These two get compared constantly, and the comparison is harder than it looks because the units differ. Expensify bills per member per month: $5 per unique member on Collect, $18 per member on an annual Control subscription. Concur bills per report. So the question is not which is cheaper in the abstract, it is how many reports each of your people files.

ComparisonCrossover pointBelow itAbove it
Concur Base (~$7/report) vs Expensify Collect ($5/member)About 0.7 reports per person per monthConcur cheaperExpensify cheaper
Concur Base (~$7/report) vs Expensify Control annual ($18/member)About 2.6 reports per person per monthConcur cheaperExpensify cheaper
Concur Plus (~$11/report) vs Expensify Control annual ($18/member)About 1.6 reports per person per monthConcur cheaperExpensify cheaper

One wrinkle on the Expensify side before you use those crossovers: Expensify bills active members, meaning anyone who created, edited, submitted, approved or exported expense data that month, so your approvers are billable too and the member count is higher than your filer count. The full breakdown of both vendors, including what unlocks Expensify's frequently quoted $9 rate, is on the Expensify vs Concur comparison, and there is a dedicated Expensify pricing guide if that is the side you are evaluating.

Is Concur worth the price?

For the company it is built for, yes. Concur is the enterprise standard for a reason: it handles global travel booking, multi-entity structures, multi-currency and VAT, and the audit and compliance controls that a company with an audit committee actually needs. Nothing in the newer generation of expense tools matches that depth, and per-report pricing with unlimited users is a genuinely sensible fit for an organization with thousands of people who occasionally expense something.

It is a poor fit if your problem is different. Concur, like Expensify, treats the expense report as the unit of work. Something gets submitted, approved and reimbursed after the fact, and the pricing follows that unit. If what is costing your finance team its month end is coding card transactions to the right GL account, catching policy breaches while they are still fixable, seeing spend across vendors and subscriptions in real time, or finding duplicate SaaS tools nobody cancelled, none of that work lives inside the report cycle, and a report-priced tool will not help with it.

That gap is what Expenditure is built for. It reads every receipt and codes it to the right GL account from your own connected chart of accounts, checks each transaction against your expense policy as it lands rather than at month end, gives finance a live view across cards, vendors and subscriptions, and flags duplicate tools, unused seats and price creep before they renew. It runs on the Visa and Mastercard cards and the banks you already have, on transparent per-seat pricing with no report meter, and it never moves or holds your money. If you are weighing the two directly, the SAP Concur alternative page covers the differences honestly, including where Concur is the better buy.

To be clear about the trade: Expenditure books no travel, issues no cards, underwrites no credit and pays no bills. If you need an online booking tool with negotiated airline content, or one vendor covering travel, expense and invoice for a global workforce, buy Concur. This is only the better answer when travel and cards are already handled and the coding, policy and visibility work is what costs you every month.

Pricing in this article was read from SAP Concur's published pricing page and Expensify's published billing documentation on August 5, 2026. Prices and plan structures change, and Concur's per-report figures are approximate by the vendor's own wording, so verify before you sign. This article is general information, not financial, tax or accounting advice.

See it on your own spend

Expenditure reads your receipts, categorizes every expense, checks your policy and flags the waste, all on the cards and banks you already have.

Explore features

See where every dollar goes, and where you are wasting it.

Receipts read and categorized, policy enforced, real-time spend, and the duplicate subscriptions and savings flagged. It works with the cards you already have.

See pricing

Receipts in, categorized spend out · real-time budgets · waste flagged · we never move your money